Naturally, given all that we hear on TV and in the press, we are often attracted by a “flashy” high rate of return. Or maybe because of our negative investment experience, we want safety with a lower return. Yet, understand that in context, rate of return is but one characteristic.

After we’ve worked on your financial swing by looking at how you can avoid transfers, and you are sure of what benefits your product portfolio needs, we will be ready to choose your financial clubs. Keep in mind that as independent advisors, we give you access to products without the bias of a particular financial company or product.

We believe that to play your financial game well, it will take a full bag of financial clubs. Which one(s) are you missing? Which characteristic(s) will become of most importance? Prevent the most transfers? Offer you the greatest safety? Avail you of the most opportunity?

Talk to a Larry E Wallace Financial advisor to help fit you for your clubs for your swing; that is, to help you choose the right financial products for your plan. We choose on full disclosure rather than on a single distracting quality, like rate of return.

As a preview of what we walk you through in the planning process, review the chart below. On the left are product types; on the right are characteristics.